ShareMaestro Terms and Conditions
“ShareMaestro” means any part of the ShareMaestro software and system, including without limit its components and associated documentation such as the ShareMaestro User Manual.
To use ShareMaestro you must accept these Terms and Conditions by clicking on the Acceptance button below. These Terms and Conditions constitute a legally binding contract. Do not use ShareMaestro if you cannot accept these Terms and Conditions. It is your responsibility to verify that you are legally entitled to use ShareMaestro in the jurisdiction to which you are subject.
The ShareMaestro licence entitles you only to personal use of ShareMaestro and does not entitle you to use ShareMaestro in any professional or advisory capacity. The ShareMaestro licence does not entitle you to use ShareMaestro in any trustee or fiduciary capacity nor to use ShareMaestro in any way on behalf of other individuals or organisations. ShareMaestro is designed for use only by individual private investors who understand the concepts and terminology of investment in equities and stock markets. You may not transfer your ShareMaestro licence to other users. By using ShareMaestro you warrant that you comply with all the terms and conditions of the ShareMaestro licence.
You should read the ShareMaestro User Manual fully before using ShareMaestro. The latest version of the User Manual is available from the ShareMaestro website at www.sharemaestro.co.uk. It is your responsibility to satisfy yourself that ShareMaestro is suitable for the purposes for which you use it and any representation, whether express or implied, about ShareMaestro and its performance is excluded.
You will not use ShareMaestro for illegal purposes nor to bring into disrepute either ShareMaestro Limited or its employees, agents and authorised representatives.
The ShareMaestro system is protected by copyright and any publication, copying or distribution of all or part of the ShareMaestro system, including without limit ShareMaestro valuations and the User Manual, requires the prior written approval of ShareMaestro Ltd.
ShareMaestro is designed to provide intrinsic valuations and other related information only for the FTSE100 index or for the ordinary shares of UK companies within the FTSE All-Share Index, excluding Investment Companies and Investment Trusts. The individual shares must be priced in the UK stock market in the £ Sterling currency and have paid a dividend for each of the last 3 years prior to the date of the ShareMaestro valuation. The dividend yield quoted in the Financial Times for the individual share at the date of the share price on which the ShareMaestro valuation is based must be at least 0.5%. ShareMaestro is not suitable for AIM shares nor for collective investments such as unit trusts, investment trusts and OEICs.
ShareMaestro has been developed to cover positive UK inflation rates (using the Retail Price Index –All Items) of up to 10.5% p.a. ShareMaestro should not be used when the actual or projected inflation rates fall outside this range. The projected investment growth figures (1 and 2) produced by ShareMaestro are based on the UK personal basic and higher income tax rates respectively. These projected growth figures exclude share dealing costs and any capital gains tax or other taxes payable. The current intrinsic valuation of the FTSE100 or individual share is based on a 5-year investment period.
Investment in stock markets involves risk. Past performance is not necessarily a guide to future performance. Stock markets are volatile and can be driven to extremes by fear and greed. ShareMaestro valuations are dependent on the variable data which you input – both actual market data and the judgement-based factors which you choose, including default values, if you choose to use these, where applicable. ShareMaestro Ltd. accepts no liability for any inaccuracies in the information sources which you may use to populate the input fields of ShareMaestro. The ShareMaestro valuations will change according to changes in any of the input values, including, for example, changes in the market conditions and changes in the assumptions about the prospects of dividend growth for the FTSE100 and for individual companies. The ShareMaestro valuations do not constitute any form of investment advice from ShareMaestro Ltd. Your specific needs, investment objectives and financial situation need to be taken into account before making investment decisions. You are strongly recommended to consult a qualified financial planner or investment advisor before acting on any information provided by ShareMaestro.
Any data made available to clients for downloading is for your personal, non-professional use only and should not be redistributed. The data is provided "as is". ShareMaestro Limited and its employees, agents, authorised representatives and information service providers do not guarantee the accuracy of the data and exclude all liability for any loss or damage, including indirect, special or consequential loss or damage, arising from the use of this data for any purpose including but not restricted to the production of share or index valuations, whether or not caused by any negligent act or omission.
ShareMaestro Ltd., and its employees, agents and authorised representatives exclude all liability for any loss or damage, including indirect, special or consequential loss or damage, arising from the downloading, installation and use of ShareMaestro or from any information produced by ShareMaestro, whether or not caused by any negligent act or omission. Any liability of ShareMaestro Limited to you under this contract or otherwise is limited to the sum of charges paid by you to ShareMaestro Limited.
ShareMaestro Ltd. accepts no liability for your inability to use ShareMaestro as a result of technical problems with your computer environment, including without limit hardware, software, communication links and third-party services. ShareMaestro Limited does not warrant that ShareMaestro is compatible with any computer system, including hardware software and third-party services, which you may use.
By providing links to other websites via the ShareMaestro User Manual or via the ShareMaestro website, ShareMaestro Ltd. does not approve, guarantee or endorse the content or products of these websites.
The terms and conditions of this agreement will be construed in accordance with English law and will be subject to the exclusive jurisdiction of the English courts.
By downloading or installing or using ShareMaestro you are accepting the ShareMaestro terms and conditions. We may revise these terms and conditions as we develop our services. You may view our current terms and conditions at our website www.sharemaestro.co.uk. The terms and conditions for refunds under ShareMaestro’s 30-day money-back guarantee are sent to the purchaser in the order acknowledgement and joining instructions.
